Five Quid In Review

Five Quid In is a horse racing tipster service from Daniel Harris that supposedly carries the potential to turn £5 bets into unbelievable profits in the course of a day.

Introduction to Five Quid In

Compounding is a real thing of beauty. It can be used to make the smallest numbers massive in almost no time at all, and that is fundamentally what Five Quid In is all about. This is a service that aims to take small bets and make them huge.

Now, this is the kind of thing that I see claimed about a tipster service every other week if I’m honest. Small bets, massive profits.


It’s one hell of a marketing strategy and you only have to look at how often it is dragged out to see the appeal.

Through compounding though, Daniel Harris takes this to an extreme that I have never seen before. £5 into 4 figures is a massive claim and yet, supposedly, this has been delivered multiple times. £5 into 5 figures is staggering and yet once again, Five Quid In has apparently delivered this. Can it do it again though? That is the real question.  

What Does Five Quid In Offer?

As far as tipster services go, Five Quid In is a pretty straight forward affair, at least, logistically. And truth be told, if you look at what it is Daniel Harris is actually offering, there isn’t a lot here that stands out.

It is a daily tipster service in which selections are sent directly to subscribers via an email address that they supply. Selections are issued the evening before racing, a factor which becomes very important later on, and whilst Daniel Harris says that he places all bets advised through Five Quid In via Betfair, there is potential to improve the profit shopping around with other bookies.

Moving on to the actual bet aspect of Five Quid In, that is where things start to become a little more interesting. Each day, you will receive 3 different selections from Daniel Harris on different and spaced out races. These will typically be on horses which have middling to long odds with a range that is honestly quite substantial.

What is important to note however is that you start your day by simply backing the first horse to win and subsequent races to also win depending on the result. This I will explore in detail as it is fundamental to how Five Quid In works.

In terms of the staking plan, we are very much back to simplicity. Daniel Harris recommends staking no more than £5 if you want to follow Five Quid In, however it should go without saying that because of the nature of the service, this number is easily scalable.

The important thing is that you are keeping to low, level stakes and that you have a hefty betting bank in place. Whilst I haven’t seen any specific recommendation, I feel like 150 points would be the minimum that you would need to make Five Quid In work for you.

Finally, I want to talk about the strike rate or perhaps to be fairer to Daniel Harris and Five Quid In, the seeming lack of it.

Not just in so much that this is information which isn’t provide, but in so much that the service simply doesn’t really need to factor it in. Whilst some bets may win, because this is a “make or break” service, the strike rate would be minimal and fundamentally irrelevant (although for the curious it would be around 5%).

What is a better thing to consider is the losing streaks that you may face with Five Quid In which are huge. In the sales material for the service, Daniel Harris himself references not wining a bet for some 2 months which can mean 60 days of losing bets (a number that I am not convinced is a coincidence, but I will come back to this) before there is an overall winner.

How Does Five Quid In Work?

I want to come back to compounding as that is ultimately the driving force behind Five Quid In. Whilst you start each day with a single £5 bet, you are then supposed to put all of your profit into your next bet, and again on the third bet if the second is a winner. In theory, this means that by the end of the day, you are staking hundreds, if not thousands of pounds on a bet. All whilst actually risking £5 of your betting bank.

What isn’t discussed and is something that concerns me is how Daniel Harris actually finds his selections. There is no mention of this whatsoever and given the fact that he service has a leniency towards longer odds, I would like to know that there is more than just guess work involved.

Especially considering how those losing streaks can add up. What really concerns me though is that there is a single reference to a horse that was chosen because Daniel Harris “had a good feeling” about it, seemingly due to it running well over the last few races.

Anybody who has spent time watching people lose money in a bookies will know that this kind of statement is exactly what you hear form them, and if Five Quid In is being operated on that basis, it doesn’t bode well for a longer term future.

What is the Initial Investment?

There are two different options if you want to subscribe to Five Quid In. The first offering from Daniel Harris is a 3 month subscription which is priced at £15 per month. This is billed as a one off payment of £45 (plus VAT).

Alternatively, you can sign up for the full year for a one time cost of £120 (plus VAT) meaning a cost of £10 per month. It is worth noting that both of these options come with a full 60 day money back guarantee as Daniel Harris is selling Five Quid In through Clickbank.

What is the Rate of Return?

The income potential behind Five Quid In is seemingly massive. In fact, you only have to look at Daniel Harris’s claimed results to see that in theory, your actual points profit could well be in the thousands of points range.

Between March and the service going live, Five Quid In has apparently generated a profit of £34,193.65 which would mean 6,838.73 points given the £5 bets that you will supposedly be betting. You would however have placed 110 bets in this period of which 6 have actually won. Taking away the 104 losing points from the 6,838.73 points of revenue quickly reveals that this is all pretty negligible. What I am not convinced of however is the authenticity of any of this.  

Conclusion to 5 Squid In

There is no denying that compounding your winnings can be a very valuable tool. There is also some merit to the notion that all or nothing with smaller stakes can prove to be a profitable approach to betting. I have seen some services do well with things like Lucky 15 bets, so why shouldn’t Five Quid In work by doubling down on each win? There are a lot of complex nuances that surround this and I think that they warrant some serious attention.

First of all, there is the question of how long you realistically have to wait for a win. It is easy to get caught up in what Daniel Harris claims to have achieved, however you should also remember that these results are based off historical events with nothing demonstrating any success in the real world since. With no real proofing in place either, this makes it very difficult to gauge what can realistically be expected in my opinion, and honestly, that just brings into question the results that are claimed.

Secondly, let’s just give Five Quid In the benefit of the doubt and believe that the results are genuine. As I have mentioned, I have looked at other services before now that aren’t dissimilar. What they have done is lost substantial amounts of money between those wins.

Now, even when this is all fully proofed, those gaps can be concerning, but at least you can see them. In the case of Five Quid In, even based off what Daniel Harris says, it isn’t inconceivable that you might have a period in excess of 60 days before you see a winner, a fact that I don’t believe to be a coincidence.

You see, one of the biggest issues that I have with Five Quid In isn’t necessarily the way that it operates. With a genuine tipster at the helm, I can see how there may be some potential there, but there is nothing to suggest that there is a genuine tipster, and even if Daniel Harris is real and all above board, it is difficult to have faith in a tipster who considers “a good feeling” a part of their selection process in my opinion.

With all of this in mind, I see little merit to Five Quid In outside of a core idea that could be interesting, if it were executed by a decent service.

It’s not even like Five Quid In is necessarily cheap, with the pricing structure meaning that you actually have to pay out a fair amount in order to get signed up. Sure, there is the money back guarantee, but something tells me that you will be strongly encouraged to stick with Five Quid In beyond this because the next big winner will be round the corner.

All of this makes for far too much risk in my opinion and as such, I would give Five Quid In  a very wide berth.


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From: Simon Roberts