Lay to 5K is a new to market sports betting service which is operated by one Dan Schulz. He claims that he can turn a very small betting bank into some massive profits.
Introduction to Lay to 5K
If you ask most people what the biggest hurdle they face getting into betting seriously, it is getting a betting bank together. It’s so much easier to just have a couple of quid on a horse or the footie when you fancy it. Of course, this leads to all the things that will ruin you when betting. Namely, a lack of discipline, and no real understanding of how well you’ve performed. So, when a service landed on my desk that claims you can get started with £50. Why wouldn’t I be interested?
Which leads me to Lay to 5K. A service that not only requires minimal starting capital, but…. Well, you can see how much you can supposedly earn right there in the title. And with the other claims that Dan Schulz makes as well, it is certainly a very impressive looking package. In fact, I can say with confidence right now, if he can deliver on those claims, this is categorically a must have service.
Of course, I have been in this industry for plenty of time. And when the claims made are that strong, they are either highly conditional, or they just don’t actually deliver. I don’t want to condemn Dan Schulz and say that this will be the case with Lay to 5K here and now. That would be unfair. But I will profess to entering this with a bit of a cynical mindset.
What Does Lay to 5K Offer?
There are certain things that become apparent from the get go when you look at Lay to 5K. For example, this is very clearly a lay betting service. It’s right there in the name. But there is much more to it than this really. Because the fact is that the nature of the service means that there has to be a lot of structure to work properly.
Whilst I am on this topic, I feel like it is probably a good idea to talk about the bets themselves, because there is actually quite a lot to talk about. First things first, Dan Schulz favours covering various betting markets. In the case of Lay to 5K, you will be laying bets for both horse racing and football.
Now horse racing is all very straight forward when you’re laying bets. There is only really one outcome to lay. But with football, there is plenty of variance and that is something that Dan Schulz looks to take advantage of. This means that you can expect to simply lay a team, goals markets, and more.
This is all well and good, however, it does raise the question of odds and risk, something that is very important when it comes to any lay betting service. To look at the frankly very minimal evidence that Dan Schulz has provided for Lay to 5K (and the small amount I have seen), you will be laying teams at odds of between 2.0 and 4.0. But that is only really football. Horse racing carries potentially much longer odds, and with these, increased pay outs.
In and of itself, this isn’t a huge problem. In fact, it’s just a part of lay betting if I’m honest. But Lay to 5K can be quite a high volume service. An excess of 4 bets per day isn’t uncommon. And whilst lay betting does inherently have a higher strike rate than backing to win, you can still lose. And it is very expensive when this happens.
You see, as I’ve mentioned, Dan Schulz says that you need just £50 to get started with Lay to 5K. His staking plan is… Well, it’s aggressive. It has to be if you want to get close to that claimed income. But this also means that it only takes a few bets to lose for you and you have decimated your betting bank. Sure, it might not be a lot at £50, but that isn’t the point here.
Risk management is incredibly important when it comes to lay betting. At no point does Dan Schulz acknowledge this. And because of his aggressive staking plan (when you receive selections, you are told how much to bet) and the lack of draw-down… Well, Lay to 5K is a very risky thing. This is fine if you know that is what you are getting into, but it isn’t really presented like this.
With that said, I’ll hold my hands up and concede that Dan Schulz doesn’t make any specific claims in terms of a strike rate. His very selective evidence shows just 3 bets losing in 20 which works out at some 85%. But that is just over a few days and could very easily be a cherry picked selection. It certainly isn’t enough of a sample size to say that this is what you can expect.
All of this is particularly important because Lay to 5K is a daily tipster service. This means that all of that risk, all of that potential outlay and draw-down that I’ve discussed. You will be facing that 7 days a week. Now the fact that it is daily isn’t inherently a bad thing. But once again, it is something worth highlighting.
Just wrapping up on the offering, I want to talk a little bit about the management side of Lay to 5K. As you would expect, selections are sent out directly via email. Dan Schulz says that he will always aim to make those selections available 8 hours before the off. This doesn’t make too much difference however as all lay bets take place on an exchange and you aren’t competing to get “best odds” as it were.
How Does Lay to 5K Work?
There are two very differing elements when it comes to how Lay to 5K works. The first of these is a much more obvious one, and that is the idea of turning a small betting bank into a large amount of money. This isn’t anything new, and the approach is much the same as other services I have looked at that are similar.
Effectively, Dan Schulz aims to aggressively increase stakes as you produce a profit. This is all well and good on paper, however, as I have mentioned a number of times, it also neglects the risk. Honestly, there really isn’t anything special about Lay to 5K in terms of this element of how it works.
What is arguably more important in my opinion is talking about how Dan Schulz finds the selections that he advises. Any tipster service (which fundamentally is what Lay to 5K is) that is worth their salt will at least provide insight into how they find selections. To be clear, I don’t expect an in depth breakdown. But I at least want to know that it isn’t just guess work.
This wouldn’t even be too bad with comprehensive proofing, but this is conspicuous in its absence. Now, Dan Schulz says that he has been a profitable punter for 7 years. That may not involve the same approach as Lay to 5K (which is a whole host of issues in and of itself), but I would at least like to see some results that show he is profitable consistently. The singular piece of evidence he provides suggests that there is plenty of information available, so why isn’t it shared?
What is the Initial Investment?
There is just one option that is available if you want to sign up to Lay to 5K. This is a one off cost of £47 (plus VAT) and it will supposedly get you access to Dan Schulz’s selections for the full 3 month course of the service. Once this has elapsed, if you want to sign up again, we are told that you have to do so at the end of it all.
Lay to 5K does come with a 30 day money back guarantee and to be fair to Dan Schulz, this is well advertised in the sales material. It is also backed up by the service being sold through Clickbank who are generally very good at providing this (so long as you don’t continuously claim refunds for the sake of it).
What is the Rate of Return?
The income potential of Lay to 5K is incredibly straight forward. It’s right there in the name as it happens. So, Dan Schulz’s whole selling point of Lay to 5K is that starting with just that £50 betting bank, you can turn it into £5,000 within 3 months. Let’s be honest, that is one hell of a claim. Of course, he also says that he may not hit this target.
Honestly, I can see how with the staking plan that is involved, this kind of number is achievable in theory. However, ultimately, that is all conjecture. It is also based on the notion that you are actually going to win on a consistent basis, something I don’t believe Dan Schulz demonstrates is capable with Lay to 5K.
Conclusion for Lay to 5K
Lay to 5K looks like a good buy. On the surface of it all, it should be a sure fire thing. Let’s remember we’re talking about an increase on your betting bank of 9,900%. I mean, if that is achievable, why start with just £50? £100 could be £10,000! Except of course, that is all actually quite unlikely if I’m honest.
Now there are a number of reasons that I say that, some of which are more apparent than others. The most obvious things to me are the lack of information on any selection process or in fact even basic demonstration of understanding from Dan Schulz that he understands either horse racing or football.
There is one thing that I increasingly find myself dealing with (and it is so frustrating), and that is the fact that there are so many highly questionable tipster services on the market that effectively rely on you simply taking the word of some guy on the internet. Not surprisingly, this hasn’t worked out well so far. Is Lay to 5K going to break this streak? I’m doubtful.
This is of course a significant cause for concern, and with very good reason. If you were following a tipster service with a much less aggressive approach to betting, I would still recommend exercising particular caution. But given the stakes that Dan Schulz recommends it really compounds the need for that caution.
One of the reasons that I find this to be of importance with Lay to 5K is because it is far too easy to believe that you can simply guess what to lay. After all, it inherently makes sense that it’s easier to bet against an outcome. But that isn’t really the case at all. In fact, it can be incredibly risky (which I know, I know, I keep coming back to, but it really is that important).
Now with the right tipster this risk can be mitigated. A tipster who understands that risk, who is able to manage it properly. I know this because I have seen it carried out successfully. What I haven’t seen before now, is a tipster who claims to be able to turn £50 in £5,000 in just 3 months. In actual fact, I simply haven’t seen any of these kinds of services work out.
If I’m entirely frank, probably the best thing that I can say about Lay to 5K is that it isn’t really expensive. But ultimately, that doesn’t really mean anything if you are dealing with a service that doesn’t really carry the potential to generate a profit for you. Which I don’t believe will happen here.Dan Schulz certainly doesn’t demonstrate this anywhere.
But all of this isn’t simply mindless conjecture. Because the real nail in the coffin of Lay to 5K for me lies in the vendor, that is to say, the person who is selling the service through Clickbank. They are well known to me. Unfortunately, they are not well known for putting out good quality and long lasting tipster services.
Understand, I’m not necessarily saying that this will definitively be the case with Lay to 5K. But given all of the wider evidence, I am inclined to believe that it will be the case And with that in mind, I really wouldn’t look to recommend this.