Racing to the Bank is a brand new horse racing tipster service which is operated by one Gavin Winter. He claims that his approach to betting will allow you to consistently grow your betting bank for some very respectable profits.
Introduction to Racing to the Bank
If you were to poll new punters about what they would want from a tipster service… Well, the most obvious answer would of course be boat loads of money. But if you actually started to talk about it seriously, I think there would be one relatively consistent thing, and that is a smaller starting bank. I take for granted that most people who are betting seriously have at least a grand to work with. But there are a lot who don’t. So, when a tipster service lands on my desk promising respectable profits from a small bank, it gets my attention.
Which all brings me to Racing to the Bank. And I won’t lie, I am genuinely very curious about this. Because on paper, Gavin Winter makes an incredibly compelling looking package. Firstly, there is that fact that you need a small starting bank. The profits are definitely not prolific, but I’d be more than happy to take it home as a second income. But more than all of this, there is a sense that he has a decent understanding of the sport. Or at least, the marketing material does a very good job of making it appear that this is the case.
Honestly, there is a lot of ground to cover here. In at least some respects, I feel like Racing to the Bank is a rather unique service (presuming that is that Gavin Winter can be taken on face value). And in theory, you are getting a decent enough looking offering here. However, I am not certain that all is as it first seems here. And actually, there are some pretty big questions that hang over this. So, with a fair old amount of ground to cover, let’s get into it.
What Does Racing to the Bank Offer?
Straight off the bat, I want to be very upfront about something. There are certain elements of Racing to the Bank that I won’t be discussing in detail here. Irrespective of what I might think of a service, at the end of the day, Gavin Winter has put certain things behind a paywall and he doesn’t talk about them in public. As such, it doesn’t really seem fair for me to then publish that information in a public forum.
So, with that established, let’s get into things. An the first place hat I actually want to start is by looking at the logistics of the service. Because Gavin Winter seems to have a very firm grasp there on how things are managed. In actual fact, his description of Racing to the Bank is one of, if not the most regimented tipster services I have ever look at.
The first thing to note here is that Racing to the Bank is daily affair. And this isn’t the kind of “near daily” thing that you see with most tipsters. Gavin Winter is adamant that you will be betting every day. Furthermore, you will receive selections at midnight every night. All sent out directly via email, as you would probably expect from any modern tipster service.
Now, the content of these emails in and of itself isn’t all that interesting. This is a horse racing tipster service and ultimately, there can only be so much that differs from one to another. What is interesting however is the fact that each bet comes with staking advice, something that becomes very key to the whole experience.
One of the things that is so incredibly frustrating about all of Racing to the Bank is that I feel like my hands are tied. There is so much that Gavin Winter clearly doesn’t want in the public domain, and I stand by the reasoning that it would be unfair to publish it. Because even things like the type of bet that you are placing are all under wraps.
That doesn’t mean that there isn’t anything I can say however. As you might expect from the fact that Gavin Winter points out you can place your bets through any bookie that covers UK horse racing (a point I want to pick up shortly), you aren’t dealing with anything particularly exotic. And if I’m really honest, I don’t quite understand why he didn’t just share the information. But that isn’t my job to speculate.
What I will say though is that you should, if at all possible, be using an odds comparison site with Racing to the Bank. The simple fact that Gavin Winter tells you that you can use any bookmaker is a bit disappointing in my mind. Now, I will concede this is a little time consuming, but the fact that you receive tips the night before shouldn’t mean that it is too much of a problem.
The thing is this, whilst I don’t think that this is necessarily the worst service I have ever seen in terms of typical odds, it isn’t the best either. With any betting service you should always aim to get the best possible odds, but I do feel it ends up counting a bit more when you are left to your own devices by a tipster.
I don’t want to dwell too much on the staking plan for Racing to the Bank for multiple reasons, but one of the main ones is this is yet another piece of information that Gavin Winter puts behind a paywall. I also want to talk a little bit more about this when I talk about how the service works, because the suggestion is that this is an integral part of it all.
Finally, I want to talk about the strike rate. Or rather, the lack thereof. Because Gavin Winter doesn’t actually give you any idea of how often you can expect to win. Something that is really quite concerning to me given some of the statements made and the wider structure of the service.
How Does Racing to the Bank Work?
Whilst there is plenty of information that is missing or difficult to discuss with Racing to the Bank, there is one area that is not. Namely, this is how Gavin Winter says that he goes about his service. Specifically, what he says is that everything is based around a database that he has created. Something that we are told is a massive upgrade on other tipsters.
You see, what we are told is “Most tipping service open the racing post, look over one or two bits of information and make their selections. Some betting books recommend checking 4 or 5 criteria and if these criteria are met, you place your bet”. However, over 3 years ago, Gavin Winter says that he built an excel database and imports the racing data. Which he sifts through to provide “the most accurate picks for the day” which in turn become selections for Racing to the Bank.
You see, the astute amongst you will have noticed that this doesn’t actually tell us… Well, anything really. It is all well and good saying that you have this database and you do more than other tipsters, but that doesn’t really count for anything without any actual insight about what Gavin Winter is doing.
The other key element is the staking plan. Now, as I’ve stated, I can’t really go into this. However, it is a big part of attaining the claimed income potential of Racing to the Bank. Now, what I do feel I can reasonably say is this. If you are following Gavin Winter’s advice, you absolutely can get started with just £100, however, you will find that you are staking more as you go. Something that I think will give most people an idea of what is going on there.
Finally, I want to touch on something very frustrating to me. Because you really do come into Racing to the Bank blind, despite the apparent insight. And Gavin Winter explicitly says that he’s been building this database over 3 years, and that he made a certain amount of profit over the last year. Frustratingly however, we see almost nothing in the way of evidence or proofing for any of this.
What is the Initial Investment?
If you want to sign up to Racing to the Bank, there is just one option available. This is a one time payment of £35 plus VAT. For this, you get access to Gavin Winter’s selections for a full year we are told. Honestly, that makes it seem like a real bargain. At the end of the day, you’re getting 12 months of tips for less than some tipsters would charge for one month.
On top of this, you also get a full 30 day money back guarantee. This means that if Racing to the Bank isn’t for you, you can claim a refund. Something that Gavin Winter advertises well in his sales material to be fair. As you might expect, this is all backed up by Clickbank who are generally pretty good with this, so long as you are within that window.
What is the Rate of Return?
Now we come to the income potential, and this is where things become quite exciting to me. You see, Gavin Winter is very keen to assert that Racing to the Bank “is NOT a get rich quick scheme”. However, what he also claims is that he made an average of £808.11 profit each month over the last year. All of which equates to the claim of an annual profit of £9,697.33. A figure that, I would hasten to add, is entirely unsubstantiated.
Conclusion for Racing to the Bank
So, Racing to the Bank looks like a pretty good option, right? I mean, let’s just look at the list of things that are on offer. Small starting stakes? Check. Decent looking profits? Check. A good system behind the scenes? Check. Except, all of these things come with some pretty big asterisks next to them.
First things first, the small starting stakes. These are absolutely small when you start out. And you really can start with £100. But the same can be said of any tipster service really. The key here is the staking plan, however, I am a bit on the fence about this. It is made out to be this sure thing, but when I have seen similar approaches, it doesn’t always work out quite like that.
Decent profits? Well, yes. If you spend the full year betting and sticking with those ever increasing stakes, maybe you can get to the kind of results that Gavin Winter claims. And of course, presuming that you are actually winning at the right rate. Something that I also sit on the fence about.
Because the final point that I want to address is that “good system”. Gavin Winter is very keen to talk about how other tipsters don’t have anything nearly a sophisticated as he does. But let me ask you this. What are we actually seeing in action? There are a few screenshots, and they are undoubtedly of horse racing data. Does that really mean anything? I’m not convinced that it does.
Really, a lot of Racing to the Bank seems to boil down to two things. One is taking Gavin Winter’s word on things working. Something that I am always wary of with a tipster service given that a tipster is the one person who is categorically guaranteed to benefit from you signing up. The other thing is ideas that work well on paper. And again, I am always cautious of this. Especially when simple ideas seem too good to be true.
So, would I recommend Racing to the Bank? The short answer to this is that I don’t really think that I would. There are a lot of different reasons for this, if I’m really honest. Some of them are more transparent than others. But the long and short of it is this. Most genuine and above board tipsters will always go out of their way to ensure that they are demonstrating their worth. Here, I just don’t see it.
And as if all of that isn’t enough, there is the nail in the coffin. You see, Racing to the Bank happens to be sold by a vendor who has previously released other products under other names. Unfortunately, these have been somewhat questionable too. In fact, readers of this site have actively talked about their negative experience and concerns. Here, Gavin Winter does nothing to suggest that this will be any different.