USA Bank Builder Review – Betfan

USA Bank Builder is a relatively new to market sports betting tipster service which is being offered through the Betfan group. The service is rather interestingly based around betting on baseball.

Introduction to USA Bank Builder

It has been some time since I’ve seen a tipster service that I could say with any confidence is really unique. There re so many tipsters that come and go that doing something that stands out is just a numerical improbability. And yet, here I am, looking at something that is entirely new to me.

Now, it isn’t necessarily that the subject of this review, USA Bank Builder, does anything particularly new. There isn’t really some little known bet type that allows you to maximise value whilst minimising your risk. We aren’t dealing with a new way of building accumulators to get the best possible odds.

No, what USA Bank Builder is doing is simply betting on a very niche sport (at least here in the UK) which is baseball. Now, I won’t claim to know a lot about the sport. Nor will I claim to be an expert on what the different betting markets involve (although I have done my research).

What I will do over the course of this article though, is to look at the profit potential of the service and whether or not that justifies interest. Sure, there are a few other factors to consider, but we all know that the most important thing is that bottom line.  

What Does USA Bank Builder Offer?

The sole fact that USA Bank Builder is something a bit different does not inherently mean that it is some new and radical approach to betting. In actual fact, if you look at a lot of what Betfan are offering here, the service is very much what you would expect from a tipster in the digital age. With that said, there are some unusual elements that should be considered.

First amongst these is how bets are issued. Not so much the management side of things (which I will come to), but the availability of bets. Now, I don’t know a lot about how the MLB (Major League Baseball) season operates, and this is where the tipster behind the service chooses to focus.

Honestly, a lot of American sports confuse me when it comes to their seasons. What with pre season games, playoffs in seemingly every league, and then there are post season games as well. What is very apparent looking at the proofing however is that USA Bank Builder is a service for which you will not receive selections on a daily basis.

There are definitely some gaps. With that said, on the days where there is betting, Betfan’s proofing also demonstrates that this can be a very high volume affair. In fact, in one particularly high volume week, there were 24 bets advised. This isn’t an entirely unmanageable number, but (as I will cover shortly), it can start to add up.

In terms of how the bets are managed, this is a Betfan product and as is generally the case, everything is all above board and very much what you would expect. On a note more personal to  USA Bank Builder, the selections are typically made available over a morning (from around 7am) with each bet typically coming with its own email.

As well as the selections being sent out directly to subscribers via email, they are also made available a number of different ways. First of all, there is an USA Bank Builder member’s area on the website. Meanwhile, Betfan also offer their own app (which is available on iOS and Android) where you can also receive your selections.

Now, I have touched upon the bets to a small degree, but I haven’t really talked about what kinds of bets you will be placing. The markets that USA Bank Builder covers are massively varied from simply picking a team to win, to handicap bets, and even on occasion doubles. These all cover a range of odds, however, you shouldn’t expect big returns here.  

In theory, you shouldn’t have too many problems placing the aforementioned bets. Most of the major online bookies will allow you to bet on baseball with all of the markets covered. There is of course always betting exchanges available if you do find that you are struggling.

A little earlier, I mentioned the idea of bets starting to add up. Now, this isn’t necessarily a volume of bets thing, so much as the staking plan that is behind USA Bank Builder. Whilst the average points stakes on a bet is about 2 points, you can typically expect to bet anywhere from 1 point to 4 on a given bet.

This is all based on the confidence of the tipster behind the service which is a strong positive in my book. It is certainly much better than some of the services I have seen from Betfan in which blanket high stakes are used.

Finally, I want to talk about the strike rate, or the lack thereof. Interestingly, Betfan don’t make any claims about the strike rate for USA Bank Builder which makes a lot of sense because the performance has been incredibly mixed.

I haven’t actually taken the liberty of calculating this myself, but what I will say is that some months are probably close to 50%, whilst others are closer to 10% or so. This is ultimately reflected n the fact that there have been 2 losing months (at the time of writing) and 3 months that have made a very modest profit.  

How Does USA Bank Builder Work?

Rather disappointingly, we aren’t really told anything about what the selection process for USA Bank Builder entails. This is about part for the course for Betfan, however we do at least receive a little bit of vague insight from them (even if it doesn’t tell us a lot). That is at least better than nothing.

The service is operated by a Bulgarian who, we are told, has been betting on sports for over 20 years. We are told that they chose to apply their knowledge of financial markets to sports betting and ultimately set up their own betting company in their native land. Since leaving the country, they are no longer involved in that company but still wanted to tip.

We are then told that USA Bank Builder is based on a combination of maths and knowledge, and that “the best way to beat the bookies is in the Baseball Handicap market”. There is more talk about this combined knowledge of mathematics and baseball, but little insight into how it is applied which is somewhat frustrating.

When all of this is combined with comprehensive proofing, I feel like you can at least say that you can look at USA Bank Builder and get an idea of what to expect to the future. I would have definitely liked to have seen more information, but Betfan have delivered more here than they have on some services so I’ll take what I can get.

What is the Initial Investment?

This is a Betfan product and as such, it is pretty expensive really. Fortunately, there are a number of different subscriptions available that in theory, fit all different budgets. Obviously, the longer the subscription that you sign up for, the higher the outlay. But you also get better value as well.

The least expensive option by outlay is a weekly subscription. This is priced at a cost of £10 plus VAT per week. The next option is a monthly subscription which is priced at £30 per month plus VAT. This isn’t actually monthly though. Instead, you will be paying this every 28 days. This translates to 13 times in a year.

Representing better value are the quarterly subscription which is priced at £84.50 plus VAT every 90 days. Finally, and offering the best value (despite the biggest outlay) is the 6 monthly subscription. This is priced at £143 plus VAT.

It is worth noting that none of these options come with any real money back guarantee. Betfan say that they review any refund requests, however these are not typically granted.

What is the Rate of Return?

Now we come to the most important element of USA Bank Builder, and that is the profit and loss. The proofing for the service currently shows a profit of just 49.18 points since the beginning of April. This isn’t really a particularly substantial amount of money over 8 months, especially when you factor in that the average stakes are some 2 points.  

Conclusion for USA Bank Builder

In theory, I love the idea of something like USA Bank Builder. I think that there is a lot to be said for wanting to build yourself a decent betting portfolio and the truth of the matter is that this means diversifying what you are willing to bet on. Baseball is about as niche as it comes here in the UK and as such, it seems like a pretty decent bet that most people aren’t betting on it.

There is no getting around the fact that in theory, I am massively impressed with what Betfan are trying to do with USA Bank Builder. The delivery however, I am rather less convinced about. And the fact that it is ultimately at quite a high price point, only doubles down on these concerns.

So, first things first, and I know I have said this already, but that profit just isn’t good enough in my opinion. I don’t expect every service to be producing 20-30 points per month as profit. That isn’t really sustainable or viable. I also don’t expect a tipster service to have nothing but winning months. There are bound to be ups and downs.

What the results should do though is balance out a bit somewhere and produce a passable average. Over 8 months, the average monthly profit is just 6.14. If you are betting £10 per point, then you are looking at £61.40 per month. Not terrible right? But then, you are paying £36 of this out on your subs, so you’re actually down to £25 per month.

That is ultimately a profit and that isn’t the easiest thing to do. However, you also have to look at what other tipster services are putting out for similar costs. And when you put USA Bank Builder into that context, it just doesn’t look good enough.

I honestly came into USA Bank Builder wanting the service to do well. I don’t ever want to see any tipster service fail, don’t get me wrong, but the very niche element was something exciting to me. But being interesting just isn’t enough. Nor, honestly, is turning a small profit.

The tipster and betting systems market is a competitive one When there are things out there that have the potential to make £50 in a day, why would you want to settle for £25 a month? It just doesn’t add up. As such, I don’t think that I would recommend USA Bank Builder. The bottom line is… Well, it’s the bottom line. And in this case it just isn’t good enough.  


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From: Simon Roberts